Costco Anywhere Visa® Card by Citi

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

Exceptional gas and Costco cash back — exclusive to Costco members.

Fee: No fee; Requires paid Costco membership; no additional card annual fee.
Purchase APR: 18.74% - 26.74%
Interest-free: -
Foreign fee: None

Rewards

5% cash back on gas at Costco; 4% on other eligible gas and EV charging (first $7,000 combined/year, then 1%); 3% at restaurants and on eligible travel; 2% on all Costco and Costco.com purchases; 1% on everything else.

Our verdict

What stands out, and where it falls short.

What we like

5% cash back on gas at Costco; 4% on…
No card fee
No foreign transaction fees

Who It Is For

Whether the Costco Anywhere Visa® Card by Citi fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
Frequent travelers
People who want rewards on their spending

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 18.74% - 26.74%
Interest-free period: -
Foreign transaction fee: None
Purchase APR: 18.74%–26.74% variable
Annual Fee: $0 (Costco membership required)
Gas Cash Back Cap: 4% rate on non-Costco gas/EV capped at $7,000 combined spend per year

Rewards and features

Rewards: 5% cash back on gas at Costco; 4% on other eligible gas and EV charging (first $7,000 combined/year, then 1%); 3% at restaurants and on eligible travel; 2% on all Costco and Costco.com purchases; 1% on everything else.
Pay with: Contactless

Benefits and perks

Extras that come bundled with the card.

No Foreign Transaction Fee

No additional fees on purchases made outside the US.
Annual Reward Certificate

Cash back distributed as an annual certificate redeemable at US Costco locations for cash or merchandise.

Eligibility

What you need before you apply.

Membership Requirement: Valid paid Costco membership required to apply and maintain the card

Costco Anywhere Visa® Card by Citi: your questions answered

Does the Costco Anywhere Visa® Card by Citi have a card fee?

No - the Costco Anywhere Visa® Card by Citi has no card fee.

What rewards does the Costco Anywhere Visa® Card by Citi earn?

The Costco Anywhere Visa® Card by Citi earns 5% cash back on gas at Costco; 4% on other eligible gas and EV charging (first $7,000 combined/year, then 1%); 3% at restaurants and on eligible travel; 2% on all Costco and Costco.com purchases; 1% on everything else..

Does the Costco Anywhere Visa® Card by Citi charge foreign transaction fees?

No - the Costco Anywhere Visa® Card by Citi has no foreign transaction fees, so it suits spending abroad.

What is the interest rate on the Costco Anywhere Visa® Card by Citi?

The Costco Anywhere Visa® Card by Citi has a purchase APR of 18.74% - 26.74%.

Is the Costco Anywhere Visa® Card by Citi a credit, debit or prepaid card?

The Costco Anywhere Visa® Card by Citi is a credit card issued by Citi on the Visa network.

Does the Costco Anywhere Visa® Card by Citi support Apple Pay and Google Pay?

The Costco Anywhere Visa® Card by Citi does not list Apple Pay or Google Pay support.

Where can I get the Costco Anywhere Visa® Card by Citi?

The Costco Anywhere Visa® Card by Citi is currently offered in United States.

How does DebitCue rate the Costco Anywhere Visa® Card by Citi?

DebitCue rates the Costco Anywhere Visa® Card by Citi 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Costco Anywhere Visa® Card by Citi?

Use the Apply now button to continue on Citi's secure site. Comparing and applying through DebitCue is free.