Updated September 28, 2026 · DebitCue Editorial Team
CrediMax vs Hawaiian Airlines
CrediMax
Higher score in this comparison
Hawaiian Airlines
Where CrediMax and Hawaiian Airlines differ
| Compare | CrediMaxReviewSee alternativesSee alternatives | Hawaiian AirlinesReviewSee alternativesSee alternatives |
|---|---|---|
| Annual fee | BHD 0 | $99 |
| Rewards type | Cashback | Points |
| Rewards rate | 30% cashback on talabat orders, up to 1% cashback on other spends | 3x Atmos Rewards points on eligible Hawaiian Airlines and Alaska Airlines purchases, 2x on gas, dining and grocery store purchases, 1x on all other purchases |
| Balance transfer intro period | 6 months | 15 monthsHigher |
| Perks | Airport lounge access worldwide via MasterCard Travel Pass, Up to 25% off travel bookings via trip.com, IHG Hotels and Ole Sereni Hotels, Up to 20% off car rentals at select partners, Purchase protection against theft or damage for up to 90 days, Free talabat Pro subscription and free food and grocery deliveries, Monthly flexible payment plan, Grace period of up to 25 days from statement date, up to 55 days, Annual raffle entry for cars and cash prizes, 24/7 support via online banking, mobile app and customer service | 2 free checked bags on eligible Hawaiian Airlines and Alaska Airlines operated flights for the primary cardmember, One time 50% off companion discount for one published full main cabin round trip fare, $100 companion discount after each account anniversary, valid 12 months, No foreign transaction fee on international purchases, Up to $100 annual statement credit for inflight purchases while an Atmos status member, 1 status point per $3 of net purchases toward Atmos Rewards status, Free Atmos Rewards points sharing with family and friends, No blackout dates on Hawaiian Airlines and Alaska Airlines awards |
| Card kind | Credit | Not confirmed |
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Key differences
- Founded is lower at Hawaiian Airlines: 1929 vs 1999.
- Balance transfer intro period is higher at Hawaiian Airlines: 15 months vs 6 months.
- Perks: only CrediMax offers Airport lounge access worldwide via MasterCard Travel Pass, Up to 25% off travel bookings via trip.com, IHG Hotels and Ole Sereni Hotels, Up to 20% off car rentals at select partners.
- Perks: only Hawaiian Airlines offers 2 free checked bags on eligible Hawaiian Airlines and Alaska Airlines operated flights for the primary cardmember, One time 50% off companion discount for one published full main cabin round trip fare, $100 companion discount after each account anniversary, valid 12 months.
Our verdict on each
CrediMax
CrediMax is a Bahraini issuer built around talabat rewards, so it suits households and businesses that order food and groceries through the app and pay their balance down each month. Balance transfers get an intro period of 6 months under the Central Bank of Bahrain.
Hawaiian Airlines
Hawaiian Airlines suits people who already collect Atmos Rewards and fly the carrier, since eligible airline spending earns the highest points rate and the travel perks arrive with an annual fee of $99. For everyday spending, that fee is hard to justify against cards that charge nothing.
Score breakdown
| Area | CrediMax | Hawaiian Airlines |
|---|---|---|
| Cost | Not confirmed | 8.1 |
| Offer | 9.2Annual fee BHD 0 on the talabat credit card, monthly fee BHD 0 on the prepaid card, cashback rewards. | 9.4HigherThe offer pairs points rewards with a 15 balance transfer intro period, so the airline angle is not the only draw. |
| Trust | 9.0 | 9.8Higher |
Availability and regulation
| Country | CrediMax | Hawaiian Airlines |
|---|---|---|
| Bahrain | Not confirmed | |
| United States | Not confirmed | FDIC FDIC cert 18053 |
Additional countries for CrediMax: 1. Additional countries for Hawaiian Airlines: 1.
How they place
| Ranking | CrediMax | Hawaiian Airlines |
|---|---|---|
| Credit cards | 150 of 1020 | 161 of 1020 |
| Balance transfer cards | 8 of 35 | 11 of 35 |
Also worth a look
HSBC UK has balance transfer intro period at 17 to 36 months, against 6 months for CrediMax and 15 months for Hawaiian Airlines.
HSBC UK reviewSources behind this comparison
CrediMax
- credimax.com.bh: 13 facts, checked September 26, 2026
Hawaiian Airlines
- barclaycardus.com: 4 facts, checked September 26, 2026
- banks.data.fdic.gov: 2 facts, checked September 26, 2026
- boh.com: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | CrediMax | Hawaiian Airlines |
|---|---|---|
| Pricing model | No annual fee | Not confirmed |
| Features | Rewards | Rewards |
| Audience | Business, Student | Not confirmed |
| Legal entity | CrediMax B.S.C. | Bank of Hawaii |
| Headquarters | Bahrain | United States |
| Founded | 1999 | 1929Lower |
| Support channels | Phone, Email, Help centre | Not confirmed |
Debit cards
| Fact | CrediMax | Hawaiian Airlines |
|---|---|---|
| Monthly fee | BHD 0 | Not confirmed |
| Card type | Prepaid | Not confirmed |
| Card network | Visa | Not confirmed |
| Currencies | 33 | Not confirmed |
Where each stands against the rest
| Fact | CrediMax | Hawaiian Airlines | Median |
|---|---|---|---|
| Balance transfer intro period | 6 monthslowest quarter | 15 monthsat the median | 15 months |
Median across 40 listed cards.
Pros and cons
CrediMax
Pros
- The talabat credit card has an annual fee of BHD 0, and the prepaid card a monthly fee of BHD 0
- Cashback rewards tilt towards talabat orders, with a much smaller rebate on other spending, and the card adds a free talabat Pro subscription and free food and grocery deliveries
- Balance transfer offers run an intro period of 6 months, useful for clearing a balance on a set timetable
Cons
- The rewards rate leans on talabat orders, so spending elsewhere earns a much smaller rebate
- Support runs on phone, email and help centre, which does not include live chat or a community channel
- Multi-currency is not among its features (rewards), where rewards is the only entry
Hawaiian Airlines
Pros
- Eligible Hawaiian Airlines and Alaska Airlines purchases earn Atmos Rewards points at the highest rate, with a lower boost on gas, dining and grocery store spending.
- The issuing bank holds FDIC cert 18053, with the FDIC named as the regulator in the US.
Cons
- An annual fee of $99 sits well above the €0 annual fee median and the $0 of the Varo Believe Secured Credit Card.
- Points are weighted to airline spending, so everyday purchases earn the base rate and the $99 fee leans on travel.
Who each suits
CrediMax
Who it suits
- Households and businesses that order food and groceries through talabat and want the spending rebated
- Business and student cardholders, the two audiences CrediMax lists for its cards
- Card users clearing an existing balance inside a short transfer window
Who should look elsewhere
- Card shoppers after a secured credit card rather than a rewards card: Chime Card (Secured Visa Credit Card) also has an annual fee of $0
- Readers who mainly want an account for spending abroad, since Wise is priced on an annual fee of £0
- Anyone shopping purely on the annual fee, since Varo Believe Secured Credit Card also charges $0
Hawaiian Airlines
Who it suits
- Households already loyal to Hawaiian Airlines and Alaska Airlines who want bags and companion discounts built in.
- Travellers who spend in US dollars abroad, where the card adds no foreign transaction fee.
Who should look elsewhere
- Wise, for spending abroad on £0 a year rather than paying an airline fee.
- The Varo Believe Secured Credit Card, for building secured credit rather than airline points, at $0.
- The Chime Card, for a secured card with $0 and no airline programme attached.
Current offers
CrediMax
Current offer
Bonus
talabat Credit Card welcome bonus: BD 30 talabat credit
Spend BD 300 in eligible transactions within 45 days of card issuance; government, utilities and education transactions excluded
Source, checked September 26, 2026
Free bet
OSN+ Standard subscription offer: 4 months of OSN+ Standard
Active CrediMax Mastercard Platinum, World or World Elite credit card; Bahrain resident aged 18+; new OSN+ Standard Plan customers who have not used another OSN+ offer in 12 months; redeem at osnplus.com/en-bh/redeem?campaign=credimax; valid 17 August 2026 to 17 February 2027
Source, checked September 26, 2026
Hawaiian Airlines
Current offer
Bonus
Up to 70,000 bonus Atmos Rewards points on the Hawaiian Airlines Bank of Hawaii World Elite Mastercard: 60,000 points after $1,000 spend in the first 90 days plus 10,000 points after $2,000 total spend in the first 180 days
Offer subject to credit approval; new cardmembers only, not available to applicants who currently have or previously had an account in this program; $99 annual fee
Source, checked September 26, 2026
First period offer
0% introductory APR on balance transfers: 0% APR for the first 15 billing cycles on balance transfers posted within 45 days of account opening
Does not apply to purchases or cash advances; balance transfer fee 5% (min. $5); variable APR 19.49% to 29.49% afterwards
Source, checked September 26, 2026
Bonus
50% bonus on Atmos Rewards points for Hawaii resident cardmembers: 50% extra points per $1 spent, up to 5,000 bonus points
Hawaii residents only; promotional period runs from the February 2026 statement through December 31, 2026; account must be open, active and in good standing
Source, checked September 26, 2026
Discount code
Companion travel discounts on the Hawaiian Airlines World Elite Mastercard: $100 off one companion Main Cabin round-trip ticket at each account anniversary, plus a one-time 50% off companion discount
Valid on roundtrip Main Cabin travel between Hawaii and North American destinations booked through the Atmos Rewards account; not valid on neighbor island, international, codeshare or multi-city travel; primary cardmember must be one of the passengers
Source, checked September 26, 2026
Country by country
| Country | CrediMax | Hawaiian Airlines |
|---|---|---|
| Bahrain | Yes | No |
| United States | No | Yes |
Questions about each
CrediMax
What does the CrediMax talabat credit card cost to keep?+
The talabat credit card has an annual fee of BHD 0, and a no annual fee model is the standard CrediMax approach. The prepaid Cardy Ex carries a monthly fee of BHD 0. Rewards are paid as cashback, with the heaviest rebates on talabat orders.
Is CrediMax regulated, and where is it based?+
The legal entity is CrediMax B.S.C., licensed by the Central Bank of Bahrain, and its head office is in Bahrain. Customer service is listed on phone, email and help centre, alongside online banking, mobile app and customer service around the clock.
Hawaiian Airlines
What is the annual fee on the Hawaiian Airlines card?+
The card charges an annual fee of $99. That sits well above the €0 annual fee median across the site, and above the $0 on the Varo Believe Secured Credit Card. The fee is the price of the travel perks listed in 2 free checked bags on eligible Hawaiian Airlines and Alaska Airlines operated flights for the primary cardmember, One time 50% off companion discount for one published full main cabin round trip fare and $100 companion discount after each account anniversary, valid 12 months.
Who issues the card, and which regulator is named?+
The issuer is Bank of Hawaii, a bank based in the United States that holds FDIC cert 18053. The FDIC is the regulator listed for that bank, which is the licensed party behind the card rather than the airline. The airline lends its name, its routes and its points programme, while the bank runs the account.
Other options to compare
CrediMax
Hawaiian Airlines