Credit card

Best Friends® Credit Card from Credit One Bank

Cash back

VISA

Apply for Best Friends® Credit Card from Credit One Bank

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Card review

Best Friends® Credit Card from Credit One Bank

4.4 8.8/10 DebitCue Score Verified Jun 20, 2026

Earn 5% back on pet supplies and support animal welfare

Fee: No fee
Purchase APR: 28.24% - 29.24%
Interest-free: -
Foreign fee: 3%

Rewards

5% cash back on the first $5,000 of eligible purchases at pet shops, pet food, and pet supply stores per calendar year; 1% thereafter. Credit One Bank donates 1% of eligible net purchases to Best Friends Animal Society. Up to 10% more cash back at select retailers.

Our verdict

What stands out, and where it falls short.

What we like

5% cash back on the first $5,000 of eligible…
No card fee

Worth weighing

3% foreign transaction fee
High interest if you carry a balance

Who It Is For

Whether the Best Friends® Credit Card from Credit One Bank fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
People who want rewards on their spending

Skip it if you are

Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 28.24% - 29.24%
Interest-free period: -
Foreign transaction fee: 3%
Purchase APR: 28.24% Variable
Annual Fee: $0
Foreign Transaction Fee: $1 or 3% of each purchase, whichever is greater
Cash Advance Fee: $10 or 5% of the advance, whichever is greater

Rewards and features

Rewards: 5% cash back on the first $5,000 of eligible purchases at pet shops, pet food, and pet supply stores per calendar year; 1% thereafter. Credit One Bank donates 1% of eligible net purchases to Best Friends Animal Society. Up to 10% more cash back at select retailers.
Pay with: Apple Pay, Google Pay, Contactless
5% Rewards Cap: 5% cash back capped at $5,000 in pet store purchases per calendar year; 1% after cap
Charitable Giving: Credit One Bank donates 1% of eligible net purchases to Best Friends Animal Society

Benefits and perks

Extras that come bundled with the card.

Zero fraud liability

$0 fraud liability on unauthorized charges.
Free credit score access

Free online access to credit score.

Eligibility

What you need before you apply.

Minimum Credit Limit: $300

Best Friends® Credit Card from Credit One Bank: your questions answered

Does the Best Friends® Credit Card from Credit One Bank have a card fee?

No - the Best Friends® Credit Card from Credit One Bank has no card fee.

What rewards does the Best Friends® Credit Card from Credit One Bank earn?

The Best Friends® Credit Card from Credit One Bank earns 5% cash back on the first $5,000 of eligible purchases at pet shops, pet food, and pet supply stores per calendar year; 1% thereafter. Credit One Bank donates 1% of eligible net purchases to Best Friends Animal Society. Up to 10% more cash back at select retailers..

Does the Best Friends® Credit Card from Credit One Bank charge foreign transaction fees?

Yes - the Best Friends® Credit Card from Credit One Bank charges a 3% foreign transaction fee.

What is the interest rate on the Best Friends® Credit Card from Credit One Bank?

The Best Friends® Credit Card from Credit One Bank has a purchase APR of 28.24% - 29.24%.

Is the Best Friends® Credit Card from Credit One Bank a credit, debit or prepaid card?

The Best Friends® Credit Card from Credit One Bank is a credit card issued by Credit One Bank on the Visa network.

Does the Best Friends® Credit Card from Credit One Bank support Apple Pay and Google Pay?

Yes - the Best Friends® Credit Card from Credit One Bank works with both Apple Pay and Google Pay.

Where can I get the Best Friends® Credit Card from Credit One Bank?

The Best Friends® Credit Card from Credit One Bank is currently offered in United States.

How does DebitCue rate the Best Friends® Credit Card from Credit One Bank?

DebitCue rates the Best Friends® Credit Card from Credit One Bank 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Best Friends® Credit Card from Credit One Bank?

Use the Apply now button to continue on Credit One Bank's secure site. Comparing and applying through DebitCue is free.