Credit One Bank® Platinum Rewards Visa® with No Annual Fee review: fees, rewards, APR and perks - DebitCue Skip to content
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Credit One Bank Credit card
Credit One Bank® Platinum Rewards Visa® with No Annual Fee
Cash back
VISA
Apply for Credit One Bank® Platinum Rewards Visa® with No Annual Fee

On Credit One Bank's secure site

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Credit card Credit One Bank Visa

Card review

Credit One Bank® Platinum Rewards Visa® with No Annual Fee

4.4 4.4 out of 5 8.8/10 DebitCue Score Verified

Earn 2% cash back on everyday purchases with no annual fee

Fee
No fee
Purchase APR
25.49% - 29.74%
Interest-free
-
Foreign fee
3%
Rewards
2% cash back on eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases. Up to 10% more cash back at select participating retailers.

Our verdict

What stands out, and where it falls short.

What we like

  • 2% cash back on eligible gas, grocery, internet, cable,…
  • No card fee

Worth weighing

  • 3% foreign transaction fee
  • High interest if you carry a balance

Who It Is For

Whether the Credit One Bank® Platinum Rewards Visa® with No Annual Fee fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • People who want rewards on their spending

Skip it if you are

  • Frequent international travelers

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Purchase APR
25.49% - 29.74%
Interest-free period
-
Foreign transaction fee
3%
Purchase APR
25.49%–29.74% Variable
Annual Fee
$0
Foreign Transaction Fee
$1 or 3% of each purchase, whichever is greater
Cash Advance Fee
$10 or 5% of the advance, whichever is greater

Rewards and features

Rewards
2% cash back on eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases. Up to 10% more cash back at select participating retailers.
Pay with
Apple Pay, Google Pay, Contactless
Rewards Redemption
Automatic statement credit only
Excluded Merchants
Warehouse clubs (Costco) and discount supercenters (Walmart) do not qualify for bonus cash back

Benefits and perks

Extras that come bundled with the card.

  • Zero fraud liability
    $0 liability on unauthorized charges.
  • Free credit score access
    Free online access to Experian credit score with enrollment.

Eligibility

What you need before you apply.

Recommended Credit Score
670–850 (Good to Excellent)

Credit One Bank® Platinum Rewards Visa® with No Annual Fee: your questions answered

Does the Credit One Bank® Platinum Rewards Visa® with No Annual Fee have a card fee?
No - the Credit One Bank® Platinum Rewards Visa® with No Annual Fee has no card fee.
What rewards does the Credit One Bank® Platinum Rewards Visa® with No Annual Fee earn?
The Credit One Bank® Platinum Rewards Visa® with No Annual Fee earns 2% cash back on eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases. Up to 10% more cash back at select participating retailers..
Does the Credit One Bank® Platinum Rewards Visa® with No Annual Fee charge foreign transaction fees?
Yes - the Credit One Bank® Platinum Rewards Visa® with No Annual Fee charges a 3% foreign transaction fee.
What is the interest rate on the Credit One Bank® Platinum Rewards Visa® with No Annual Fee?
The Credit One Bank® Platinum Rewards Visa® with No Annual Fee has a purchase APR of 25.49% - 29.74%.
Is the Credit One Bank® Platinum Rewards Visa® with No Annual Fee a credit, debit or prepaid card?
The Credit One Bank® Platinum Rewards Visa® with No Annual Fee is a credit card issued by Credit One Bank on the Visa network.
Does the Credit One Bank® Platinum Rewards Visa® with No Annual Fee support Apple Pay and Google Pay?
Yes - the Credit One Bank® Platinum Rewards Visa® with No Annual Fee works with both Apple Pay and Google Pay.
Where can I get the Credit One Bank® Platinum Rewards Visa® with No Annual Fee?
The Credit One Bank® Platinum Rewards Visa® with No Annual Fee is currently offered in United States.
How does DebitCue rate the Credit One Bank® Platinum Rewards Visa® with No Annual Fee?
DebitCue rates the Credit One Bank® Platinum Rewards Visa® with No Annual Fee 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Credit One Bank® Platinum Rewards Visa® with No Annual Fee?
Use the Apply now button to continue on Credit One Bank's secure site. Comparing and applying through DebitCue is free.

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Why we like it

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