Credit One Bank® Platinum X5 Visa Signature® Card vs Upgrade Triple Cash Rewards Visa®: fees, rewards and APR compared - DebitCue Skip to content
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Credit One Bank® Platinum X5 Visa Signature® Card vs Upgrade Triple Cash Rewards Visa®

Compare Credit One Bank® Platinum X5 Visa Signature® Card and Upgrade Triple Cash Rewards Visa® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Credit One Bank® Platinum X5 Visa Signature® Card versus Upgrade Triple Cash Rewards Visa® compared by attribute
Feature Credit One Bank® Platinum X5 Visa Signature® Card Upgrade Triple Cash Rewards Visa®
Card fee $95 USD/yr No fee
Purchase APR (from) 28.74% 14.99%
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards 5% cash back on the first $5,000 spent annually on eligible gas, groceries, internet, cable, satellite TV, and mobile phone services, then 1% thereafter. Unlimited 1% cash back on all other purchases. Up to 10% more cash back at select retailers. 3% cash back on Home, Auto, and Health purchases; 1% cash back on all other purchases. Both tiers are unlimited with no annual cap.
Installments - Each purchase converts to a closed-end installment loan at a fixed rate and term.
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Credit One Bank® Platinum X5 Visa Signature® Card if its checked rows above line up with how you spend most.
  • Choose the Upgrade Triple Cash Rewards Visa® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Credit One Bank® Platinum X5 Visa Signature® Card Full review Upgrade Triple Cash Rewards Visa®

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