Credit One Bank® Platinum X5 Visa Signature® Card vs U.S. Bank Cash+® Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
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Credit One Bank® Platinum X5 Visa Signature® Card vs U.S. Bank Cash+® Visa Signature® Card

Compare Credit One Bank® Platinum X5 Visa Signature® Card and U.S. Bank Cash+® Visa Signature® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Credit One Bank® Platinum X5 Visa Signature® Card versus U.S. Bank Cash+® Visa Signature® Card compared by attribute
Feature Credit One Bank® Platinum X5 Visa Signature® Card U.S. Bank Cash+® Visa Signature® Card
Card fee $95 USD/yr No fee
Purchase APR (from) 28.74% 17.74%
Interest-free period - -
Foreign transaction fee 3% 3%
Rewards 5% cash back on the first $5,000 spent annually on eligible gas, groceries, internet, cable, satellite TV, and mobile phone services, then 1% thereafter. Unlimited 1% cash back on all other purchases. Up to 10% more cash back at select retailers. 5% cash back on two chosen categories each quarter (up to $2,000 combined quarterly spend, then 1%); 5% on prepaid travel via Rewards Center; 2% on one chosen everyday category (gas/EV, groceries, or dining); 1% on all other purchases.
Installments - U.S. Bank ExtendPay® Plans available with $0 fee offer in first 60 days
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Credit One Bank® Platinum X5 Visa Signature® Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Cash+® Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Credit One Bank® Platinum X5 Visa Signature® Card Full review U.S. Bank Cash+® Visa Signature® Card

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