Credit One Bank® Premier American Express® Card vs SoFi Debit Card (Checking Account): fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Credit One Bank® Premier American Express® Card vs SoFi Debit Card (Checking Account)

Compare Credit One Bank® Premier American Express® Card and SoFi Debit Card (Checking Account) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Credit One Bank® Premier American Express® Card versus SoFi Debit Card (Checking Account) compared by attribute
Feature Credit One Bank® Premier American Express® Card SoFi Debit Card (Checking Account)
Card fee $39 USD/yr No fee
Purchase APR (from) 29.74% -
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards Unlimited 1% cash back on all purchases, automatically applied as a statement credit. No rewards on debit card purchases. Savings balances earn up to 4.50% APY (with direct deposit); checking balances earn 0.50% APY.
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus - -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Credit One Bank® Premier American Express® Card if its checked rows above line up with how you spend most.
  • Choose the SoFi Debit Card (Checking Account) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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