Curve Pay
Cash back
Curve Pay
Curve - Mastercard - Prepaid card
4.8
4.8 out of 5
9.6/10
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Head-to-head
Compare Curve Pay and Starling Connected Card side by side: fees, rewards, APR, and perks.
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Curve - Mastercard - Prepaid card
Starling Bank - Mastercard - Debit card
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Curve Pay | Starling Connected Card |
|---|---|---|
| Card fee | No fee | £2 GBP/mo (≈ $3) |
| Purchase APR (from) | - | - |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | Access to single-use and always-active cashback offers (up to 5% from selected merchants, UK only). Cashback credited as Curve Cash Points. | No rewards programme. |
| Installments | Curve Flex available: convert past purchases into 3–12 month instalment plans at a fixed rate (approx. 14.18% APR, subject to affordability check) | - |
| No card fee | - | |
| No foreign transaction fee | ||
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay | - |
Which is right for you
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