Danske Bank Mastercard Basis vs N26 Standard: fees, rewards and APR compared - DebitCue Skip to content
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Danske Bank Mastercard Basis vs N26 Standard

Compare Danske Bank Mastercard Basis and N26 Standard side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Danske Bank Mastercard Basis versus N26 Standard compared by attribute
Feature Danske Bank Mastercard Basis N26 Standard
Card fee 250 DKK/yr (≈ $36) No fee
Purchase APR (from) 15.2% -
Interest-free period - -
Foreign transaction fee 1.5% 0%
Rewards Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cash payout once DKK 100 is accumulated. Specific cashback rate varies by merchant — no universal percentage published. -
Installments 2–12 instalments for purchases over DKK 500 (available for cards issued before 4 October 2023 with prior instalment agreement; may require separate arrangement for newer cards). -
No card fee -
No foreign transaction fee -
Welcome bonus - -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Danske Bank Mastercard Basis if its checked rows above line up with how you spend most.
  • Choose the N26 Standard if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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