Danske Bank Mastercard Hverdag+

3.9 7.8/10 DebitCue Score Verified Jun 20, 2026

High-limit everyday debit card with cashback and digital wallet support

Fee: 199 DKK/yr (≈ $29); Annual fee waived for first card when enrolled in the Danske Hverdag+ customer programme. Also free for Danske Ung (youth) account holders aged 15–17.
Foreign fee: 1.5%
Rewards: Cash back

Rewards

Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cashback is paid out in cash to the account once a minimum of DKK 100 has been earned. No specific percentage published — varies by merchant.

Our verdict

What stands out, and where it falls short.

What we like

Cashback at 1,700+ participating stores, restaurants and webshops in…
Airport lounge access

Worth weighing

199 DKK/yr (≈ $29) card fee
1.5% foreign transaction fee

Who It Is For

Whether the Danske Bank Mastercard Hverdag+ fits how you actually spend.

Pick it if you are

People who want rewards on their spending
Travelers who value airport lounges

Skip it if you are

Light spenders who won't beat the 199 DKK/yr (≈ $29) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in DKK.

Card fee: 199 DKK/yr (≈ $29)
Foreign transaction fee: 1.5%
Annual fee (standard): DKK 199
Annual fee (Danske Hverdag+): DKK 0 (first card)
Foreign transaction fee (EU/EEA currencies): 0.5% exchange mark-up
Foreign transaction fee (outside EU/EEA): 1.5% of amount

Rewards and features

Rewards: Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cashback is paid out in cash to the account once a minimum of DKK 100 has been earned. No specific percentage published — varies by merchant.
Pay with: Apple Pay, Google Pay, Contactless
Daily spending limit: DKK 100,000

Benefits and perks

Extras that come bundled with the card.

Optional purchase & mobile insurance

Add-on purchase and mobile phone insurance available (DKK 90/year before 1 July 2026; DKK 49/year from 1 July 2026)
Aviator Lounge discount

25% discount on Danske Bank Aviator Business Lounge at Copenhagen Airport

Danske Bank Mastercard Hverdag+: your questions answered

How much does the Danske Bank Mastercard Hverdag+ cost?

The Danske Bank Mastercard Hverdag+ costs 199 DKK/yr (≈ $29). Annual fee waived for first card when enrolled in the Danske Hverdag+ customer programme. Also free for Danske Ung (youth) account holders aged 15–17..

What rewards does the Danske Bank Mastercard Hverdag+ earn?

The Danske Bank Mastercard Hverdag+ earns Cashback at 1,700+ participating stores, restaurants and webshops in Denmark via the Loyalty Key A/S programme. Cashback is paid out in cash to the account once a minimum of DKK 100 has been earned. No specific percentage published — varies by merchant..

Does the Danske Bank Mastercard Hverdag+ charge foreign transaction fees?

Yes - the Danske Bank Mastercard Hverdag+ charges a 1.5% foreign transaction fee.

Is the Danske Bank Mastercard Hverdag+ a credit, debit or prepaid card?

The Danske Bank Mastercard Hverdag+ is a debit card issued by Danske Bank on the Mastercard network.

Does the Danske Bank Mastercard Hverdag+ support Apple Pay and Google Pay?

Yes - the Danske Bank Mastercard Hverdag+ works with both Apple Pay and Google Pay.

Where can I get the Danske Bank Mastercard Hverdag+?

The Danske Bank Mastercard Hverdag+ is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the Danske Bank Mastercard Hverdag+?

DebitCue rates the Danske Bank Mastercard Hverdag+ 3.9 out of 5 (7.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Danske Bank Mastercard Hverdag+?

Use the Apply now button to continue on Danske Bank's secure site. Comparing and applying through DebitCue is free.