Danske Bank Visa/Dankort vs PAYBACK American Express Karte: fees, rewards and APR compared - DebitCue Skip to content
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Danske Bank Visa/Dankort vs PAYBACK American Express Karte

Compare Danske Bank Visa/Dankort and PAYBACK American Express Karte side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Danske Bank Visa/Dankort versus PAYBACK American Express Karte compared by attribute
Feature Danske Bank Visa/Dankort PAYBACK American Express Karte
Card fee 269 DKK/yr (≈ $39) No fee
Purchase APR (from) - -
Interest-free period - 30 days
Foreign transaction fee 1.5% 2%
Rewards - 1 PAYBACK point per €3 spent everywhere; double points (card + merchant points) at all PAYBACK partner stores. Points never expire with active programme participation. PAYBACK points convertible 1:1 to Lufthansa Miles & More miles. Optional PAYBACK MAX upgrade at €35/year doubles earning to 2 points per €3.
Installments - Splitpay optional installment loan via solarisBank
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Danske Bank Visa/Dankort if its checked rows above line up with how you spend most.
  • Choose the PAYBACK American Express Karte if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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