DBS Altitude American Express Card vs HDFC Bank Freedom Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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DBS Altitude American Express Card vs HDFC Bank Freedom Credit Card

Compare DBS Altitude American Express Card and HDFC Bank Freedom Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

DBS Altitude American Express Card versus HDFC Bank Freedom Credit Card compared by attribute
Feature DBS Altitude American Express Card HDFC Bank Freedom Credit Card
Card fee $196.2 SGD/yr (≈ $150) ₹500 INR/yr (≈ $6)
Purchase APR (from) 27.9% 45%
Interest-free period 25 days 50 days
Foreign transaction fee 3.25% 3.5%
Rewards 1.3 miles per S$1 local spend; 2.2 miles per S$1 overseas/foreign currency spend 10x CashPoints on BigBasket, BookMyShow, OYO, Swiggy, Uber (max 2,500 CashPoints/month); 1 CashPoint per ₹200 on all other spends; 1 CashPoint = ₹0.15
Installments - -
No card fee - -
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the DBS Altitude American Express Card if its checked rows above line up with how you spend most.
  • Choose the HDFC Bank Freedom Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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