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DBS Bank Credit card
DBS Live Fresh Card
Cash back
VISA
Apply for DBS Live Fresh Card

On DBS Bank's secure site

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Credit card DBS Bank Visa

Card review

DBS Live Fresh Card

4.3 4.3 out of 5 8.6/10 DebitCue Score Verified

The zero-FX-fee cashback card for young urban spenders

Fee
$196.2 SGD/yr (≈ $150)
First year waived only
Purchase APR
from 27.8%
Interest-free
25 days
Foreign fee
None
Rewards
Up to 6% cashback on shopping and contactless transport; 0.3% unlimited base cashback; zero foreign transaction fees on overseas spend
Welcome offer
Up to S$288 cashback for new cardholders (requires spend conditions)

Our verdict

What stands out, and where it falls short.

What we like

  • Up to 6% cashback on shopping and contactless transport;…
  • Welcome bonus
  • No foreign transaction fees

Worth weighing

  • $196.2 SGD/yr (≈ $150) card fee

Who It Is For

Whether the DBS Live Fresh Card fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending

Skip it if you are

  • Light spenders who won't beat the $196.2 SGD/yr (≈ $150) fee

Rates and fees

As of

All amounts shown in SGD.

Card fee
$196.2 SGD/yr (≈ $150)
Purchase APR
from 27.8%
Interest-free period
25 days
Foreign transaction fee
None
Cash Advance APR
28.5% p.a.

Rewards and features

Rewards
Up to 6% cashback on shopping and contactless transport; 0.3% unlimited base cashback; zero foreign transaction fees on overseas spend
Welcome offer
Up to S$288 cashback for new cardholders (requires spend conditions)
Pay with
Apple Pay, Google Pay, Contactless
Shopping Cashback Cap
S$50/month (requires S$800 min. monthly spend)
Transport Cashback Cap
S$20/month
Overseas Cashback Bonus
Extra 3.25% cashback on selected overseas Asia spend

Benefits and perks

Extras that come bundled with the card.

  • Zero foreign transaction fees on overseas purchases

Eligibility

What you need before you apply.

Minimum Annual Income
S$30,000 (Singaporeans/PRs); S$45,000 (foreigners)

DBS Live Fresh Card: your questions answered

How much does the DBS Live Fresh Card cost?
The DBS Live Fresh Card costs $196.2 SGD/yr (≈ $150). First year waived only.
What rewards does the DBS Live Fresh Card earn?
The DBS Live Fresh Card earns Up to 6% cashback on shopping and contactless transport; 0.3% unlimited base cashback; zero foreign transaction fees on overseas spend.
Does the DBS Live Fresh Card charge foreign transaction fees?
No - the DBS Live Fresh Card has no foreign transaction fees, so it suits spending abroad.
Is there an interest-free period on the DBS Live Fresh Card?
Yes - up to 25 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the DBS Live Fresh Card?
The DBS Live Fresh Card has a purchase APR of from 27.8%.
Does the DBS Live Fresh Card have a welcome offer?
Yes - Up to S$288 cashback for new cardholders (requires spend conditions).
Is the DBS Live Fresh Card a credit, debit or prepaid card?
The DBS Live Fresh Card is a credit card issued by DBS Bank on the Visa network.
Does the DBS Live Fresh Card support Apple Pay and Google Pay?
Yes - the DBS Live Fresh Card works with both Apple Pay and Google Pay.
Where can I get the DBS Live Fresh Card?
The DBS Live Fresh Card is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.
How does DebitCue rate the DBS Live Fresh Card?
DebitCue rates the DBS Live Fresh Card 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

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