DBS Woman's Mastercard vs IRCTC HDFC Bank Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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DBS Woman's Mastercard vs IRCTC HDFC Bank Credit Card

Compare DBS Woman's Mastercard and IRCTC HDFC Bank Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

DBS Woman's Mastercard versus IRCTC HDFC Bank Credit Card compared by attribute
Feature DBS Woman's Mastercard IRCTC HDFC Bank Credit Card
Card fee $163.5 SGD/yr (≈ $120) ₹500 INR/yr (≈ $6)
Purchase APR (from) 27.8% 45%
Interest-free period 25 days 50 days
Foreign transaction fee 3.25% 3.5%
Rewards 5X DBS Points (2 miles) per S$1 on online purchases (capped S$1,000/month); 0.4 miles per S$1 on all other spend 5 Reward Points per ₹100 on IRCTC website/Rail Connect app; 1 Reward Point per ₹100 on all other spends; 5% cashback on IRCTC tickets via HDFC SmartBuy; 1 RP = ₹1
Installments - -
No card fee - -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access -
Travel insurance - -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the DBS Woman's Mastercard if its checked rows above line up with how you spend most.
  • Choose the IRCTC HDFC Bank Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review DBS Woman's Mastercard Full review IRCTC HDFC Bank Credit Card

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