DBS yuu American Express Card vs Swiggy BLCK HDFC Bank Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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DBS yuu American Express Card vs Swiggy BLCK HDFC Bank Credit Card

Compare DBS yuu American Express Card and Swiggy BLCK HDFC Bank Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

DBS yuu American Express Card versus Swiggy BLCK HDFC Bank Credit Card compared by attribute
Feature DBS yuu American Express Card Swiggy BLCK HDFC Bank Credit Card
Card fee $196.2 SGD/yr (≈ $150) ₹1,000 INR/yr (≈ $12)
Purchase APR (from) 27.8% 45%
Interest-free period 25 days 50 days
Foreign transaction fee 3.25% 3.5%
Rewards Same earn structure as yuu Visa — up to 18% at yuu partners; 0.5% base; plus exclusive AMEX hotel and dining offers 10% cashback on Swiggy (food, Instamart, Dineout, Genie) capped ₹1,500/month; 5% on select online categories (Amazon, Flipkart, Myntra, Nykaa, Ajio, Cleartrip, BookMyShow) capped ₹1,500/month; 1% on other spends capped ₹1,000/month
Installments - -
No card fee - -
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the DBS yuu American Express Card if its checked rows above line up with how you spend most.
  • Choose the Swiggy BLCK HDFC Bank Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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