Discover it® Cash Back vs Discover it® Student Cash Back: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Discover it® Cash Back vs Discover it® Student Cash Back

Compare Discover it® Cash Back and Discover it® Student Cash Back side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Discover it® Cash Back versus Discover it® Student Cash Back compared by attribute
Feature Discover it® Cash Back Discover it® Student Cash Back
Card fee No fee No fee
Purchase APR (from) 17.49% 16.49%
Interest-free period 25 days 25 days
Foreign transaction fee 0% 0%
Rewards 5% cash back on rotating quarterly categories (up to $1,500 per quarter, activation required); 1% on all other purchases 5% cash back on rotating quarterly categories (up to $1,500 per quarter, activation required); 1% on all other purchases
Installments - -
No card fee
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Discover it® Cash Back if its checked rows above line up with how you spend most.
  • Choose the Discover it® Student Cash Back if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Discover it® Cash Back Full review Discover it® Student Cash Back

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