Discover it® Student Cash Back vs SoFi Everyday Cash Rewards Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Discover it® Student Cash Back vs SoFi Everyday Cash Rewards Credit Card

Compare Discover it® Student Cash Back and SoFi Everyday Cash Rewards Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Discover it® Student Cash Back versus SoFi Everyday Cash Rewards Credit Card compared by attribute
Feature Discover it® Student Cash Back SoFi Everyday Cash Rewards Credit Card
Card fee No fee No fee
Purchase APR (from) 16.49% 19.99%
Interest-free period 25 days -
Foreign transaction fee 0% 0%
Rewards 5% cash back on rotating quarterly categories (up to $1,500 per quarter, activation required); 1% on all other purchases 3% unlimited cash back on dining at restaurants and food delivery services; 2% on grocery store and convenience store purchases; 1% on all other eligible purchases.
Installments - -
No card fee
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Discover it® Student Cash Back if its checked rows above line up with how you spend most.
  • Choose the SoFi Everyday Cash Rewards Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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