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Erste Bank Debit card
Erste Bank Debit Mastercard
No rewards
MASTERCARD
Apply for Erste Bank Debit Mastercard

On Erste Bank's secure site

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Debit card Erste Bank Mastercard

Card review

Erste Bank Debit Mastercard

3.8 3.8 out of 5 7.6/10 DebitCue Score Verified

Worldwide cashless payments, instantly debited from your account

Fee
€30.24 EUR/yr (≈ $33)
Free for students (StudentID variant, free until age 27); spark7 youth variant free for ages 10–19; fee rises to €2.61/month (€31.32/year) from 01.07.2026
Foreign fee
0.75%
Rewards
None

Our verdict

What stands out, and where it falls short.

Worth weighing

  • €30.24 EUR/yr (≈ $33) card fee
  • 0.75% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the Erste Bank Debit Mastercard fits how you actually spend.

Skip it if you are

  • Light spenders who won't beat the €30.24 EUR/yr (≈ $33) fee
  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in EUR.

Card fee
€30.24 EUR/yr (≈ $33)
Foreign transaction fee
0.75%
Monthly fee
€2.52/month (€30.24/year); rising to €2.61/month from 01.07.2026
Foreign POS/online fee (non-EUR or outside EEA)
€1.09 + 0.75% of transaction amount
Cash withdrawal outside EEA or in non-EUR
€2.31 + 0.95% of transaction amount

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless
Mobile payment
Apple Pay and Google Pay via George app

Benefits and perks

Extras that come bundled with the card.

  • Card Airbag fraud protection — full reimbursement with no deductible
  • No foreign transaction fee within EEA in EUR

Eligibility

What you need before you apply.

Student variant (StudentID)
Free until age 27; includes ISIC student ID with 150,000+ global discounts

Erste Bank Debit Mastercard: your questions answered

How much does the Erste Bank Debit Mastercard cost?
The Erste Bank Debit Mastercard costs €30.24 EUR/yr (≈ $33). Free for students (StudentID variant, free until age 27); spark7 youth variant free for ages 10–19; fee rises to €2.61/month (€31.32/year) from 01.07.2026.
Does the Erste Bank Debit Mastercard charge foreign transaction fees?
Yes - the Erste Bank Debit Mastercard charges a 0.75% foreign transaction fee.
Is the Erste Bank Debit Mastercard a credit, debit or prepaid card?
The Erste Bank Debit Mastercard is a debit card issued by Erste Bank on the Mastercard network.
Does the Erste Bank Debit Mastercard support Apple Pay and Google Pay?
Yes - the Erste Bank Debit Mastercard works with both Apple Pay and Google Pay.
Where can I get the Erste Bank Debit Mastercard?
The Erste Bank Debit Mastercard is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the Erste Bank Debit Mastercard?
DebitCue rates the Erste Bank Debit Mastercard 3.8 out of 5 (7.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Erste Bank Debit Mastercard?
Use the Apply now button to continue on Erste Bank's secure site. Comparing and applying through DebitCue is free.

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