Erste Bank Premiumcard Mastercard
Cash back
Erste Bank Premiumcard Mastercard
Erste Bank - Mastercard - Credit card
4.1
4.1 out of 5
8.2/10
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Head-to-head
Erste Bank Premiumcard Mastercard vs Wise Young Explorer Card
Compare Erste Bank Premiumcard Mastercard and Wise Young Explorer Card side by side: fees, rewards, APR, and perks.
Last verified
Wise Young Explorer Card
No rewards
Wise Young Explorer Card
Wise - Mastercard - Debit card
4.4
4.4 out of 5
8.8/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Erste Bank Premiumcard Mastercard | Wise Young Explorer Card |
|---|---|---|
| Card fee | €99 EUR/yr (≈ $110) | No fee |
| Purchase APR (from) | 5.19% | - |
| Interest-free period | - | - |
| Foreign transaction fee | 1.5% | 0% |
| Rewards | 0.60% cashback at participating online shops where card is saved; maximum €30 per calendar year, credited in January. Foreign currency transaction fees (1.5%) can be reclaimed 6 times per year via George app. | - |
| Installments | Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Erste Bank Premiumcard Mastercard if its checked rows above line up with how you spend most.
- Choose the Wise Young Explorer Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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