Erste Bank Premiumcard Visa vs Millennium BCP Travel Prepaid Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Erste Bank Premiumcard Visa vs Millennium BCP Travel Prepaid Card

Compare Erste Bank Premiumcard Visa and Millennium BCP Travel Prepaid Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Erste Bank Premiumcard Visa versus Millennium BCP Travel Prepaid Card compared by attribute
Feature Erste Bank Premiumcard Visa Millennium BCP Travel Prepaid Card
Card fee €99 EUR/yr (≈ $110) €26 EUR/yr (≈ $28)
Purchase APR (from) 5.19% -
Interest-free period - -
Foreign transaction fee 1.5% 0%
Rewards 0.60% cashback at participating online shops where card is saved; maximum €30 per calendar year. Foreign currency transaction fees (1.5%) refundable 6 times per year via George. No rewards programme. Key benefit is zero foreign transaction fees.
Installments Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free -
No card fee - -
No foreign transaction fee -
Welcome bonus - -
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Erste Bank Premiumcard Visa if its checked rows above line up with how you spend most.
  • Choose the Millennium BCP Travel Prepaid Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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