Erste Bank Private Banking Card Visa
Cash back
Erste Bank Private Banking Card Visa
Erste Bank - Visa - Credit card
4.1
4.1 out of 5
8.2/10
Apply now
Head-to-head
Erste Bank Private Banking Card Visa vs KBC Credit Card
Compare Erste Bank Private Banking Card Visa and KBC Credit Card side by side: fees, rewards, APR, and perks.
Last verified
KBC Credit Card
No rewards
KBC Credit Card
KBC Bank - Mastercard - Credit card
4.3
4.3 out of 5
8.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Erste Bank Private Banking Card Visa | KBC Credit Card |
|---|---|---|
| Card fee | €444 EUR/yr (≈ $480) | No fee |
| Purchase APR (from) | 5.19% | 8.97% |
| Interest-free period | - | 30 days |
| Foreign transaction fee | 1.5% | 1.6% |
| Rewards | 0.60% cashback at participating online shops (max €30/year). Foreign currency transaction fees (1.5%) refundable 6 times per year. Gault&Millau dining rewards: exclusive champagne bottle from €20,000 annual spend; exclusive dinner for two with wine pairing from €30,000 annual spend. | No structured cashback or points programme. Mastercard network benefits include free return shipping (up to €30, max 3 claims/year) and exclusive concert presale access through a Live Nation partnership. Mastercard Travel Rewards may provide cashback on select foreign transactions via the Mastercard network. |
| Installments | Split Now available | Repayments can be spread over multiple months via the optional KBC Flex Budget facility (open-ended credit reserve). Minimum monthly repayment is 5.6% of the outstanding balance. Interest accrues only on the outstanding amount. |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | ||
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Erste Bank Private Banking Card Visa if its checked rows above line up with how you spend most.
- Choose the KBC Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.