Erste Bank Private Banking Card Visa vs Millennium BCP TAP Platinum Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Erste Bank Private Banking Card Visa vs Millennium BCP TAP Platinum Credit Card

Compare Erste Bank Private Banking Card Visa and Millennium BCP TAP Platinum Credit Card side by side: fees, rewards, APR, and perks.

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Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Erste Bank Private Banking Card Visa versus Millennium BCP TAP Platinum Credit Card compared by attribute
Feature Erste Bank Private Banking Card Visa Millennium BCP TAP Platinum Credit Card
Card fee €444 EUR/yr (≈ $480) €312 EUR/yr (≈ $340)
Purchase APR (from) 5.19% 18.8%
Interest-free period - 30 days
Foreign transaction fee 1.5% 3.85%
Rewards 0.60% cashback at participating online shops (max €30/year). Foreign currency transaction fees (1.5%) refundable 6 times per year. Gault&Millau dining rewards: exclusive champagne bottle from €20,000 annual spend; exclusive dinner for two with wine pairing from €30,000 annual spend. Earn 2 TAP Miles&Go miles per €1 spent. Maximum 75,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, government payments, and tolls.
Installments Split Now available Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %).
No card fee - -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Erste Bank Private Banking Card Visa if its checked rows above line up with how you spend most.
  • Choose the Millennium BCP TAP Platinum Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Erste Bank Private Banking Card Visa Full review Millennium BCP TAP Platinum Credit Card

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