Erste Bank Private Banking Card Visa vs Millennium BCP Travel Prepaid Card: fees, rewards and APR compared - DebitCue Skip to content
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Erste Bank Private Banking Card Visa vs Millennium BCP Travel Prepaid Card

Compare Erste Bank Private Banking Card Visa and Millennium BCP Travel Prepaid Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Erste Bank Private Banking Card Visa versus Millennium BCP Travel Prepaid Card compared by attribute
Feature Erste Bank Private Banking Card Visa Millennium BCP Travel Prepaid Card
Card fee €444 EUR/yr (≈ $480) €26 EUR/yr (≈ $28)
Purchase APR (from) 5.19% -
Interest-free period - -
Foreign transaction fee 1.5% 0%
Rewards 0.60% cashback at participating online shops (max €30/year). Foreign currency transaction fees (1.5%) refundable 6 times per year. Gault&Millau dining rewards: exclusive champagne bottle from €20,000 annual spend; exclusive dinner for two with wine pairing from €30,000 annual spend. No rewards programme. Key benefit is zero foreign transaction fees.
Installments Split Now available -
No card fee - -
No foreign transaction fee -
Welcome bonus - -
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Erste Bank Private Banking Card Visa if its checked rows above line up with how you spend most.
  • Choose the Millennium BCP Travel Prepaid Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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