Erste Bank Private Banking Card Visa
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Erste Bank Private Banking Card Visa
Erste Bank - Visa - Credit card
4.1
4.1 out of 5
8.2/10
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Erste Bank Private Banking Card Visa vs Nordea Black
Compare Erste Bank Private Banking Card Visa and Nordea Black side by side: fees, rewards, APR, and perks.
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Nordea Black
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Nordea Black
Nordea - Mastercard - Credit card
4.7
4.7 out of 5
9.4/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Erste Bank Private Banking Card Visa | Nordea Black |
|---|---|---|
| Card fee | €444 EUR/yr (≈ $480) | No fee |
| Purchase APR (from) | 5.19% | - |
| Interest-free period | - | 30 days |
| Foreign transaction fee | 1.5% | 2.5% |
| Rewards | 0.60% cashback at participating online shops (max €30/year). Foreign currency transaction fees (1.5%) refundable 6 times per year. Gault&Millau dining rewards: exclusive champagne bottle from €20,000 annual spend; exclusive dinner for two with wine pairing from €30,000 annual spend. | 0.5% cashback on all credit purchases (from September 1, 2025); 0.7% on foreign currency purchases outside the euro area; 1.0% at restaurants, cafés, concerts, festivals, sporting events, museums and amusement parks. Annual cap €150 per card per calendar year. |
| Installments | Split Now available | Flexible instalment percentage; two instalment-free months per year. |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | ||
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Erste Bank Private Banking Card Visa if its checked rows above line up with how you spend most.
- Choose the Nordea Black if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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