Erste Bank Private Banking Card Visa
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Erste Bank Private Banking Card Visa
Erste Bank - Visa - Credit card
4.1
4.1 out of 5
8.2/10
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Erste Bank Private Banking Card Visa vs Swedbank Mastercard Gold
Compare Erste Bank Private Banking Card Visa and Swedbank Mastercard Gold side by side: fees, rewards, APR, and perks.
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Swedbank Mastercard Gold
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Swedbank Mastercard Gold
Swedbank - Mastercard - Credit card
4.2
4.2 out of 5
8.4/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Erste Bank Private Banking Card Visa | Swedbank Mastercard Gold |
|---|---|---|
| Card fee | €444 EUR/yr (≈ $480) | 495 SEK/yr (≈ $47) |
| Purchase APR (from) | 5.19% | 12.93% |
| Interest-free period | - | - |
| Foreign transaction fee | 1.5% | 1.65% |
| Rewards | 0.60% cashback at participating online shops (max €30/year). Foreign currency transaction fees (1.5%) refundable 6 times per year. Gault&Millau dining rewards: exclusive champagne bottle from €20,000 annual spend; exclusive dinner for two with wine pairing from €30,000 annual spend. | Earn 1 point per 1 SEK spent on all purchases. 25,000 points = 100 SEK statement credit (0.4 % effective cashback). Additional 15 öre/litre fuel discount at Preem staffed stations, credited on monthly invoice. |
| Installments | Split Now available | Revolving credit; minimum monthly payment 3 % of balance or 150 SEK. Full balance payment avoids interest. |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Erste Bank Private Banking Card Visa if its checked rows above line up with how you spend most.
- Choose the Swedbank Mastercard Gold if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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