Erste Bank Smartcard Mastercard
Cash back
Erste Bank Smartcard Mastercard
Erste Bank - Mastercard - Credit card
3.8
3.8 out of 5
7.6/10
Apply now
Head-to-head
Erste Bank Smartcard Mastercard vs Millennium BCP Travel Prepaid Card
Compare Erste Bank Smartcard Mastercard and Millennium BCP Travel Prepaid Card side by side: fees, rewards, APR, and perks.
Last verified
Millennium BCP Travel Prepaid Card
No rewards
Millennium BCP Travel Prepaid Card
Millennium BCP - Visa - Prepaid card
3.9
3.9 out of 5
7.8/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Erste Bank Smartcard Mastercard | Millennium BCP Travel Prepaid Card |
|---|---|---|
| Card fee | €22.44 EUR/yr (≈ $24) | €26 EUR/yr (≈ $28) |
| Purchase APR (from) | 5.19% | - |
| Interest-free period | - | - |
| Foreign transaction fee | 1.5% | 0% |
| Rewards | 0.30% cashback on purchases at participating online shops where card details are saved; maximum €8 per calendar year, credited in January | No rewards programme. Key benefit is zero foreign transaction fees. |
| Installments | Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 3 per year free, then fee applies (€1–€12 per split depending on amount and number of instalments) | - |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Erste Bank Smartcard Mastercard if its checked rows above line up with how you spend most.
- Choose the Millennium BCP Travel Prepaid Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.