HDFC Bank Freedom Credit Card
Cash back
HDFC Bank Freedom Credit Card
HDFC Bank - Mastercard - Credit card
3.8
3.8 out of 5
7.6/10
Apply now
Head-to-head
HDFC Bank Freedom Credit Card vs HDFC Bank MoneyBack+ Credit Card
Compare HDFC Bank Freedom Credit Card and HDFC Bank MoneyBack+ Credit Card side by side: fees, rewards, APR, and perks.
Last verified
HDFC Bank MoneyBack+ Credit Card
Cash back
HDFC Bank MoneyBack+ Credit Card
HDFC Bank - Mastercard - Credit card
4.0
4.0 out of 5
8.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | HDFC Bank Freedom Credit Card | HDFC Bank MoneyBack+ Credit Card |
|---|---|---|
| Card fee | ₹500 INR/yr (≈ $6) | ₹500 INR/yr (≈ $6) |
| Purchase APR (from) | 45% | 45% |
| Interest-free period | 50 days | 50 days |
| Foreign transaction fee | 3.5% | 3.5% |
| Rewards | 10x CashPoints on BigBasket, BookMyShow, OYO, Swiggy, Uber (max 2,500 CashPoints/month); 1 CashPoint per ₹200 on all other spends; 1 CashPoint = ₹0.15 | 10x CashPoints (20 pts/₹200) on Amazon, Flipkart, Swiggy, BigBasket, Reliance Smart SuperStore (capped 2,500 pts/month); 2 CashPoints per ₹200 on other spends; 1 CashPoint = ₹0.25 |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay | - | - |
Which is right for you
Pick by how you spend
- Choose the HDFC Bank Freedom Credit Card if its checked rows above line up with how you spend most.
- Choose the HDFC Bank MoneyBack+ Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.