IndianOil HDFC Bank Credit Card
Points
IndianOil HDFC Bank Credit Card
HDFC Bank - Visa - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Head-to-head
IndianOil HDFC Bank Credit Card vs HDFC Bank INFINIA Metal Edition Credit Card
Compare IndianOil HDFC Bank Credit Card and HDFC Bank INFINIA Metal Edition Credit Card side by side: fees, rewards, APR, and perks.
Last verified
HDFC Bank INFINIA Metal Edition Credit Card
Points
HDFC Bank INFINIA Metal Edition Credit Card
HDFC Bank - Visa - Credit card
4.2
4.2 out of 5
8.4/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | IndianOil HDFC Bank Credit Card | HDFC Bank INFINIA Metal Edition Credit Card |
|---|---|---|
| Card fee | ₹500 INR/yr (≈ $6) | ₹12,500 INR/yr (≈ $150) |
| Purchase APR (from) | 45% | 23.88% |
| Interest-free period | 50 days | 50 days |
| Foreign transaction fee | 3.5% | 2% |
| Rewards | 5% Fuel Points on IndianOil outlets, groceries and bill payments; 1 Fuel Point per ₹150 on other spends (incl. UPI via RuPay variant); 1 Fuel Point = ₹0.96 at IndianOil XTRAREWARDS | 5 Reward Points per ₹150 spent; up to 3.33% value-back on SmartBuy flights/hotels (1 RP = ₹1); 10x points on SmartBuy |
| Installments | - | Up to 24 months EMI post-purchase |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay | - | - |
Which is right for you
Pick by how you spend
- Choose the IndianOil HDFC Bank Credit Card if its checked rows above line up with how you spend most.
- Choose the HDFC Bank INFINIA Metal Edition Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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