IndianOil HDFC Bank Credit Card
Points
IndianOil HDFC Bank Credit Card
HDFC Bank - Visa - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Head-to-head
IndianOil HDFC Bank Credit Card vs HDFC Bank Millennia Credit Card
Compare IndianOil HDFC Bank Credit Card and HDFC Bank Millennia Credit Card side by side: fees, rewards, APR, and perks.
Last verified
HDFC Bank Millennia Credit Card
Cash back
HDFC Bank Millennia Credit Card
HDFC Bank - Mastercard - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | IndianOil HDFC Bank Credit Card | HDFC Bank Millennia Credit Card |
|---|---|---|
| Card fee | ₹500 INR/yr (≈ $6) | ₹1,000 INR/yr (≈ $12) |
| Purchase APR (from) | 45% | 43.2% |
| Interest-free period | 50 days | 50 days |
| Foreign transaction fee | 3.5% | 3.5% |
| Rewards | 5% Fuel Points on IndianOil outlets, groceries and bill payments; 1 Fuel Point per ₹150 on other spends (incl. UPI via RuPay variant); 1 Fuel Point = ₹0.96 at IndianOil XTRAREWARDS | 5% cashback on Amazon, Flipkart, BookMyShow, Cult.fit, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato; 1% on all other spends; cashback capped at 3,000 CashPoints/month |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay | - | - |
Which is right for you
Pick by how you spend
- Choose the IndianOil HDFC Bank Credit Card if its checked rows above line up with how you spend most.
- Choose the HDFC Bank Millennia Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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