HDFC Bank Platinum Debit Card
Cash back
HDFC Bank Platinum Debit Card
HDFC Bank - Visa - Debit card
3.9
3.9 out of 5
7.8/10
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Head-to-head
HDFC Bank Platinum Debit Card vs HDFC Bank Regalia Gold Credit Card
Compare HDFC Bank Platinum Debit Card and HDFC Bank Regalia Gold Credit Card side by side: fees, rewards, APR, and perks.
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HDFC Bank Regalia Gold Credit Card
Points
HDFC Bank Regalia Gold Credit Card
HDFC Bank - Visa - Credit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | HDFC Bank Platinum Debit Card | HDFC Bank Regalia Gold Credit Card |
|---|---|---|
| Card fee | ₹850 INR/yr (≈ $10) | ₹2,500 INR/yr (≈ $30) |
| Purchase APR (from) | - | 45% |
| Interest-free period | - | 50 days |
| Foreign transaction fee | 3.5% | 2% |
| Rewards | 1 CashBack Point per ₹200 on groceries, supermarkets, apparel, entertainment, restaurants, telecom & utilities; up to 5% cashback via PayZapp and SmartBuy; max ₹750 cashback/month | 5 Reward Points per ₹200 on retail; 25 RP per ₹200 at Myntra, M&S, Nykaa, Reliance Digital; 1 RP = ₹0.50 for flights/hotels via SmartBuy |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | ||
| Travel insurance | ||
| Apple Pay / Google Pay | - | - |
Which is right for you
Pick by how you spend
- Choose the HDFC Bank Platinum Debit Card if its checked rows above line up with how you spend most.
- Choose the HDFC Bank Regalia Gold Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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