HDFC Bank Platinum Debit Card vs Wise Young Explorer Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

HDFC Bank Platinum Debit Card vs Wise Young Explorer Card

Compare HDFC Bank Platinum Debit Card and Wise Young Explorer Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

HDFC Bank Platinum Debit Card versus Wise Young Explorer Card compared by attribute
Feature HDFC Bank Platinum Debit Card Wise Young Explorer Card
Card fee ₹850 INR/yr (≈ $10) No fee
Purchase APR (from) - -
Interest-free period - -
Foreign transaction fee 3.5% 0%
Rewards 1 CashBack Point per ₹200 on groceries, supermarkets, apparel, entertainment, restaurants, telecom & utilities; up to 5% cashback via PayZapp and SmartBuy; max ₹750 cashback/month -
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus - -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the HDFC Bank Platinum Debit Card if its checked rows above line up with how you spend most.
  • Choose the Wise Young Explorer Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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