HSBC Classic Credit Card
No rewards
HSBC Classic Credit Card
HSBC UK - Visa - Credit card
4.2
4.2 out of 5
8.4/10
Apply now
Head-to-head
HSBC Classic Credit Card vs Monzo Extra
Compare HSBC Classic Credit Card and Monzo Extra side by side: fees, rewards, APR, and perks.
Last verified
Monzo Extra
Cash back
Monzo Extra
Monzo - Mastercard - Debit card
4.2
4.2 out of 5
8.4/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | HSBC Classic Credit Card | Monzo Extra |
|---|---|---|
| Card fee | No fee | £3 GBP/mo (≈ $4) |
| Purchase APR (from) | 29.9% | - |
| Interest-free period | - | - |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | - | All free-tier retailer cashback offers plus 5% AER on the Saving Challenge pot. Virtual cards for organised spending. Auto-export of transactions to Google Sheets. |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the HSBC Classic Credit Card if its checked rows above line up with how you spend most.
- Choose the Monzo Extra if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.