HSBC Classic Credit Card
No rewards
HSBC Classic Credit Card
HSBC UK - Visa - Credit card
4.2
4.2 out of 5
8.4/10
Apply now
Head-to-head
HSBC Classic Credit Card vs Starling Personal Account Debit Card
Compare HSBC Classic Credit Card and Starling Personal Account Debit Card side by side: fees, rewards, APR, and perks.
Last verified
Starling Personal Account Debit Card
No rewards
Starling Personal Account Debit Card
Starling Bank - Mastercard - Debit card
4.3
4.3 out of 5
8.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | HSBC Classic Credit Card | Starling Personal Account Debit Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 29.9% | - |
| Interest-free period | - | - |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | - | No cashback or points programme. No interest currently paid on current account balance (removed February 2025). The Tail app integration provides selective merchant cashback but is a third-party add-on, not a native Starling reward. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the HSBC Classic Credit Card if its checked rows above line up with how you spend most.
- Choose the Starling Personal Account Debit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.