HSBC Premier Credit Card
Points
HSBC Premier Credit Card
HSBC UK - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Head-to-head
HSBC Premier Credit Card vs HSBC Premier World Elite Mastercard
Compare HSBC Premier Credit Card and HSBC Premier World Elite Mastercard side by side: fees, rewards, APR, and perks.
Last verified
HSBC Premier World Elite Mastercard
Points
HSBC Premier World Elite Mastercard
HSBC UK - Mastercard - Credit card
4.5
4.5 out of 5
9.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | HSBC Premier Credit Card | HSBC Premier World Elite Mastercard |
|---|---|---|
| Card fee | No fee | £290 GBP/yr (≈ $360) |
| Purchase APR (from) | 29.9% | 29.9% |
| Interest-free period | - | - |
| Foreign transaction fee | 2.99% | 2.99% |
| Rewards | Earn 1.5 HSBC points per £1 on sterling purchases and 2 points per £1 on foreign-currency purchases. Points can be transferred to airline miles (Avios, Emirates, Etihad, Flying Blue, Qantas, Singapore Airlines, Qatar, Air India, Asia Miles), hotel programmes (IHG One Rewards, Wyndham) or redeemed for shopping vouchers (M&S, Amazon). Points value approximately 0.33p–1p depending on redemption. | Earn 3 HSBC points per £1 on sterling purchases and 4 points per £1 on foreign-currency purchases. Points transfer to 11 airline and hotel programmes including Avios (2:1 ratio), Emirates, Etihad, Flying Blue, Qantas, Singapore Airlines, Qatar, Air India, Asia Miles, IHG One Rewards, and Wyndham Rewards. 40,000 anniversary points bonus (worth 20,000 Avios) upon hitting £12,000 annual spend. |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | ||
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the HSBC Premier Credit Card if its checked rows above line up with how you spend most.
- Choose the HSBC Premier World Elite Mastercard if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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