MBNA Ltd Credit Card
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MBNA Ltd Credit Card
MBNA - Visa - Credit card
4.5
4.5 out of 5
9.0/10
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Head-to-head
MBNA Ltd Credit Card vs Virgin Atlantic Reward+ Credit Card
Compare MBNA Ltd Credit Card and Virgin Atlantic Reward+ Credit Card side by side: fees, rewards, APR, and perks.
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Virgin Atlantic Reward+ Credit Card
Points
Virgin Atlantic Reward+ Credit Card
Virgin Money - Mastercard - Credit card
4.1
4.1 out of 5
8.2/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | MBNA Ltd Credit Card | Virgin Atlantic Reward+ Credit Card |
|---|---|---|
| Card fee | No fee | £160 GBP/yr (≈ $200) |
| Purchase APR (from) | 12.9% | 26.9% |
| Interest-free period | - | - |
| Foreign transaction fee | 2.95% | 2.99% |
| Rewards | 0.25% cashback on all purchases for the first 36 months (introductory period); after 36 months the flat-rate cashback ends. Additional retailer-specific cashback of up to 15% available via MBNA Smart Rewards opt-in offers. | 1.5 Virgin Points per £1 on everyday purchases; 3 points per £1 with Virgin Atlantic and Virgin Holidays. Annual companion/upgrade voucher triggered at £10,000 spend. Points redeemable via Flying Club or Virgin Red. Earn rate is double the free card. |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the MBNA Ltd Credit Card if its checked rows above line up with how you spend most.
- Choose the Virgin Atlantic Reward+ Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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