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MBNA Credit card
MBNA Ltd Dual 0% Transfer and Purchase
Cash back
VISA
Apply for MBNA Ltd Dual 0% Transfer and Purchase

On MBNA's secure site

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Card review

MBNA Ltd Dual 0% Transfer and Purchase

4.7 4.7 out of 5 9.4/10 DebitCue Score Verified

0% on both purchases and balance transfers — the all-rounder for new spending and debt consolidation.

Fee
No fee
Purchase APR
from 24.9%
Interest-free
-
Foreign fee
2.95%
Rewards
£20 cashback when balance or money transfers of £1,000+ are made within the first 60 days. Up to 15% cashback at selected retailers via MBNA Smart Rewards opt-in programme.
Welcome offer
£20 cashback on balance/money transfers of £1,000+ made within first 60 days

Our verdict

What stands out, and where it falls short.

What we like

  • £20 cashback when balance or money transfers of £1,000+…
  • Welcome bonus
  • No card fee

Worth weighing

  • 2.95% foreign transaction fee

Who It Is For

Whether the MBNA Ltd Dual 0% Transfer and Purchase fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • People who want rewards on their spending

Skip it if you are

  • Frequent international travelers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
from 24.9%
Interest-free period
-
Foreign transaction fee
2.95%
Representative APR
24.9% variable
Balance transfer offer
0% for 23 months (3.49% fee, rising to 5% after first 2 months); within 60 days of opening
Purchase offer
0% for 21 months on purchases made within first 60 days
Money transfer offer
0% for 9 months (4% fee)
Annual fee
£0
Foreign transaction fee
2.95%
Cash advance fee
5%

Rewards and features

Rewards
£20 cashback when balance or money transfers of £1,000+ are made within the first 60 days. Up to 15% cashback at selected retailers via MBNA Smart Rewards opt-in programme.
Welcome offer
£20 cashback on balance/money transfers of £1,000+ made within first 60 days
Pay with
Apple Pay, Google Pay, Contactless
Interest-free days on purchases
Up to 56 days if balance paid in full each month (outside promotional period)
Balance transfer cap
Up to 93% of credit limit; cannot transfer from Lloyds Banking Group cards (Halifax, Bank of Scotland, Lloyds)

Benefits and perks

Extras that come bundled with the card.

  • Section 75 protection on purchases £100–£30,000
  • £20 cashback on qualifying transfers within first 60 days
  • Smart Rewards: up to 15% cashback at selected retailers

Eligibility

What you need before you apply.

Minimum age
18
Residency
Permanent UK address required

MBNA Ltd Dual 0% Transfer and Purchase: your questions answered

Does the MBNA Ltd Dual 0% Transfer and Purchase have a card fee?
No - the MBNA Ltd Dual 0% Transfer and Purchase has no card fee.
What rewards does the MBNA Ltd Dual 0% Transfer and Purchase earn?
The MBNA Ltd Dual 0% Transfer and Purchase earns £20 cashback when balance or money transfers of £1,000+ are made within the first 60 days. Up to 15% cashback at selected retailers via MBNA Smart Rewards opt-in programme..
Does the MBNA Ltd Dual 0% Transfer and Purchase charge foreign transaction fees?
Yes - the MBNA Ltd Dual 0% Transfer and Purchase charges a 2.95% foreign transaction fee.
What is the interest rate on the MBNA Ltd Dual 0% Transfer and Purchase?
The MBNA Ltd Dual 0% Transfer and Purchase has a purchase APR of from 24.9%.
Does the MBNA Ltd Dual 0% Transfer and Purchase have a welcome offer?
Yes - £20 cashback on balance/money transfers of £1,000+ made within first 60 days.
Is the MBNA Ltd Dual 0% Transfer and Purchase a credit, debit or prepaid card?
The MBNA Ltd Dual 0% Transfer and Purchase is a credit card issued by MBNA on the Visa network.
Does the MBNA Ltd Dual 0% Transfer and Purchase support Apple Pay and Google Pay?
Yes - the MBNA Ltd Dual 0% Transfer and Purchase works with both Apple Pay and Google Pay.
Where can I get the MBNA Ltd Dual 0% Transfer and Purchase?
The MBNA Ltd Dual 0% Transfer and Purchase is currently offered in United Kingdom.
How does DebitCue rate the MBNA Ltd Dual 0% Transfer and Purchase?
DebitCue rates the MBNA Ltd Dual 0% Transfer and Purchase 4.7 out of 5 (9.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the MBNA Ltd Dual 0% Transfer and Purchase?
Use the Apply now button to continue on MBNA's secure site. Comparing and applying through DebitCue is free.

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