MBNA Ltd Long Balance Transfer Credit Card vs Biscuit by Zopa: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

MBNA Ltd Long Balance Transfer Credit Card vs Biscuit by Zopa

Compare MBNA Ltd Long Balance Transfer Credit Card and Biscuit by Zopa side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

MBNA Ltd Long Balance Transfer Credit Card versus Biscuit by Zopa compared by attribute
Feature MBNA Ltd Long Balance Transfer Credit Card Biscuit by Zopa
Card fee No fee No fee
Purchase APR (from) 24.9% -
Interest-free period - -
Foreign transaction fee 2.95% 0%
Rewards Up to 15% cashback at selected retailers via MBNA Smart Rewards opt-in programme. No flat-rate cashback on general spending. 2% cashback on eligible Direct Debit bill payments, on up to £1,500 of Direct Debits per year (maximum £30 cashback per year). Also earns 2.00% AER variable interest on the full everyday balance with no upper limit.
Installments - -
No card fee
No foreign transaction fee -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the MBNA Ltd Long Balance Transfer Credit Card if its checked rows above line up with how you spend most.
  • Choose the Biscuit by Zopa if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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