Millennium BCP Classic Credit Card
No rewards
Millennium BCP Classic Credit Card
Millennium BCP - Visa - Credit card
3.7
3.7 out of 5
7.4/10
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Head-to-head
Millennium BCP Classic Credit Card vs Trade Republic Card Mirror
Compare Millennium BCP Classic Credit Card and Trade Republic Card Mirror side by side: fees, rewards, APR, and perks.
Last verified
Trade Republic Card Mirror
Cash back
Trade Republic Card Mirror
Trade Republic - Visa - Debit card
5.0
5.0 out of 5
10.0/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Millennium BCP Classic Credit Card | Trade Republic Card Mirror |
|---|---|---|
| Card fee | €10.4 EUR/yr (≈ $11) | No fee |
| Purchase APR (from) | 15.7% | - |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 3.85% | 0% |
| Rewards | No rewards programme. Access to M Travel add-on for reduced FX fees when travelling. | 1% Saveback on eligible card spending (up to €1,500/month, capped at €15/month), automatically invested into a savings plan. Requires a minimum €50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at €30/month). Round-up investing feature included. Identical financial benefits to the Classic card — premium pricing is purely for the mirror-finish metal design. |
| Installments | Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Millennium BCP Classic Credit Card if its checked rows above line up with how you spend most.
- Choose the Trade Republic Card Mirror if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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