Millennium BCP Platinum Credit Card
Points
Millennium BCP Platinum Credit Card
Millennium BCP - Visa - Credit card
4.0
4.0 out of 5
8.0/10
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Head-to-head
Millennium BCP Platinum Credit Card vs N26 Smart
Compare Millennium BCP Platinum Credit Card and N26 Smart side by side: fees, rewards, APR, and perks.
Last verified
N26 Smart
No rewards
N26 Smart
N26 - Mastercard - Debit card
3.7
3.7 out of 5
7.4/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Millennium BCP Platinum Credit Card | N26 Smart |
|---|---|---|
| Card fee | €83.2 EUR/yr (≈ $89) | €4.9 EUR/mo (≈ $5) |
| Purchase APR (from) | 16.8% | - |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 3.85% | 0% |
| Rewards | Millennium Rewards: earn 1 point per €1 spent. Points redeemable for products and experiences from the Millennium catalogue. Points valid for 5 years. Excludes gambling, cash advances, and digital wallet top-ups. | - |
| Installments | Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). | - |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Millennium BCP Platinum Credit Card if its checked rows above line up with how you spend most.
- Choose the N26 Smart if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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