Millennium BCP Platinum Credit Card
Points
Millennium BCP Platinum Credit Card
Millennium BCP - Visa - Credit card
4.0
4.0 out of 5
8.0/10
Apply now
Head-to-head
Millennium BCP Platinum Credit Card vs Vivid Standard
Compare Millennium BCP Platinum Credit Card and Vivid Standard side by side: fees, rewards, APR, and perks.
Last verified
Vivid Standard
Cash back
Vivid Standard
Vivid Money - Visa - Debit card
4.8
4.8 out of 5
9.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Millennium BCP Platinum Credit Card | Vivid Standard |
|---|---|---|
| Card fee | €83.2 EUR/yr (≈ $89) | No fee |
| Purchase APR (from) | 16.8% | - |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 3.85% | 0% |
| Rewards | Millennium Rewards: earn 1 point per €1 spent. Points redeemable for products and experiences from the Millennium catalogue. Points valid for 5 years. Excludes gambling, cash advances, and digital wallet top-ups. | Up to €20/month cashback on card purchases across up to 3 selected categories and Vivid Shopper brand offers. Base rate ~0.2%; selected brands can reach higher percentages. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month. |
| Installments | Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Millennium BCP Platinum Credit Card if its checked rows above line up with how you spend most.
- Choose the Vivid Standard if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.