Millennium BCP TAP Platinum Credit Card vs Vivid Standard: fees, rewards and APR compared - DebitCue Skip to content
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Millennium BCP TAP Platinum Credit Card vs Vivid Standard

Compare Millennium BCP TAP Platinum Credit Card and Vivid Standard side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Millennium BCP TAP Platinum Credit Card versus Vivid Standard compared by attribute
Feature Millennium BCP TAP Platinum Credit Card Vivid Standard
Card fee €312 EUR/yr (≈ $340) No fee
Purchase APR (from) 18.8% -
Interest-free period 30 days -
Foreign transaction fee 3.85% 0%
Rewards Earn 2 TAP Miles&Go miles per €1 spent. Maximum 75,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, government payments, and tolls. Up to €20/month cashback on card purchases across up to 3 selected categories and Vivid Shopper brand offers. Base rate ~0.2%; selected brands can reach higher percentages. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month.
Installments Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Millennium BCP TAP Platinum Credit Card if its checked rows above line up with how you spend most.
  • Choose the Vivid Standard if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Millennium BCP TAP Platinum Credit Card Full review Vivid Standard

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