Credit card

Mission Lane Cash Back Visa® Credit Card

Cash back

VISA

Apply for Mission Lane Cash Back Visa® Credit Card

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Credit card Mission Lane Visa

Card review

Mission Lane Cash Back Visa® Credit Card

4.4 8.8/10 DebitCue Score Verified Jun 20, 2026

Flat-rate cash back with no annual fee for fair-credit applicants.

Fee: No fee
Purchase APR: 19.99% - 33.99%
Interest-free: -
Foreign fee: 3%

Rewards

Earns 1% or 1.5% cash back on all purchases (exact rate determined at approval and shown before you apply); cash back is applied automatically as a monthly statement credit.

Our verdict

What stands out, and where it falls short.

What we like

Earns 1% or 1.5% cash back on all purchases…
No card fee

Worth weighing

3% foreign transaction fee
High interest if you carry a balance

Who It Is For

Whether the Mission Lane Cash Back Visa® Credit Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
People who want rewards on their spending

Skip it if you are

Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 19.99% - 33.99%
Interest-free period: -
Foreign transaction fee: 3%
Purchase APR: 19.99%–33.99% variable (rate shown at pre-qualification)
Foreign Transaction Fee: 3%
Late Fee: Up to $35

Rewards and features

Rewards: Earns 1% or 1.5% cash back on all purchases (exact rate determined at approval and shown before you apply); cash back is applied automatically as a monthly statement credit.
Pay with: Apple Pay, Google Pay, Contactless
Cash-back rate disclosure: Your exact cash-back rate (1% or 1.5%) is shown before you complete the application
Credit-line review: Potential credit-limit increase within seven months of responsible use

Benefits and perks

Extras that come bundled with the card.

Credit-bureau reporting

Reports to all three major credit bureaus to support credit-building.
Zero fraud liability

Visa zero liability protection on unauthorized charges.

Eligibility

What you need before you apply.

Target credit profile: Fair credit, approximately FICO 640+; average approved score ~630

Mission Lane Cash Back Visa® Credit Card: your questions answered

Does the Mission Lane Cash Back Visa® Credit Card have a card fee?

No - the Mission Lane Cash Back Visa® Credit Card has no card fee.

What rewards does the Mission Lane Cash Back Visa® Credit Card earn?

The Mission Lane Cash Back Visa® Credit Card earns Earns 1% or 1.5% cash back on all purchases (exact rate determined at approval and shown before you apply); cash back is applied automatically as a monthly statement credit..

Does the Mission Lane Cash Back Visa® Credit Card charge foreign transaction fees?

Yes - the Mission Lane Cash Back Visa® Credit Card charges a 3% foreign transaction fee.

What is the interest rate on the Mission Lane Cash Back Visa® Credit Card?

The Mission Lane Cash Back Visa® Credit Card has a purchase APR of 19.99% - 33.99%.

Is the Mission Lane Cash Back Visa® Credit Card a credit, debit or prepaid card?

The Mission Lane Cash Back Visa® Credit Card is a credit card issued by Mission Lane on the Visa network.

Does the Mission Lane Cash Back Visa® Credit Card support Apple Pay and Google Pay?

Yes - the Mission Lane Cash Back Visa® Credit Card works with both Apple Pay and Google Pay.

Where can I get the Mission Lane Cash Back Visa® Credit Card?

The Mission Lane Cash Back Visa® Credit Card is currently offered in United States.

How does DebitCue rate the Mission Lane Cash Back Visa® Credit Card?

DebitCue rates the Mission Lane Cash Back Visa® Credit Card 4.4 out of 5 (8.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Mission Lane Cash Back Visa® Credit Card?

Use the Apply now button to continue on Mission Lane's secure site. Comparing and applying through DebitCue is free.