N26 Go
Cash back
N26 Go
N26 - Mastercard - Debit card
4.4
4.4 out of 5
8.8/10
Apply now
Head-to-head
N26 Go vs N26 Smart
Compare N26 Go and N26 Smart side by side: fees, rewards, APR, and perks.
Last verified
N26 Smart
No rewards
N26 Smart
N26 - Mastercard - Debit card
3.7
3.7 out of 5
7.4/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | N26 Go | N26 Smart |
|---|---|---|
| Card fee | €9.9 EUR/mo (≈ $11) | €4.9 EUR/mo (≈ $5) |
| Purchase APR (from) | - | - |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 1% cashback on card purchases made outside the EEA, Switzerland, and the UK (up to 12 months) | - |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | ||
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the N26 Go if its checked rows above line up with how you spend most.
- Choose the N26 Smart if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.