N26 Smart
No rewards
N26 Smart
N26 - Mastercard - Debit card
3.7
3.7 out of 5
7.4/10
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Head-to-head
N26 Smart vs Nordea Platinum
Compare N26 Smart and Nordea Platinum side by side: fees, rewards, APR, and perks.
Last verified
Nordea Platinum
Cash back
Nordea Platinum
Nordea - Mastercard - Credit card
4.2
4.2 out of 5
8.4/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | N26 Smart | Nordea Platinum |
|---|---|---|
| Card fee | €4.9 EUR/mo (≈ $5) | €16.99 EUR/mo (≈ $18) |
| Purchase APR (from) | - | 17% |
| Interest-free period | - | 30 days |
| Foreign transaction fee | 0% | 2.5% |
| Rewards | - | 0.5% cashback on all credit purchases; 0.7% on purchases in foreign currencies outside the euro area; 1.0% at restaurants, cafés, concerts, festivals, sporting events, museums and amusement parks (seasonal). Annual cap of €150 per calendar year. Cashback credited monthly to credit account. |
| Installments | - | Flexible instalment percentage 3–100%; two instalment-free months per year. |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the N26 Smart if its checked rows above line up with how you spend most.
- Choose the Nordea Platinum if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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