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Head-to-head

N26 Standard vs Swedbank Mastercard

Compare N26 Standard and Swedbank Mastercard side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

N26 Standard versus Swedbank Mastercard compared by attribute
Feature N26 Standard Swedbank Mastercard
Card fee No fee 195 SEK/yr (≈ $19)
Purchase APR (from) - 13.5%
Interest-free period - -
Foreign transaction fee 0% 1.65%
Rewards - No cashback or bonus points programme on the standard card
Installments - Revolving credit; minimum monthly payment 3 % of balance or 150 SEK. Full balance payment avoids interest.
No card fee -
No foreign transaction fee -
Welcome bonus - -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the N26 Standard if its checked rows above line up with how you spend most.
  • Choose the Swedbank Mastercard if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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