Nordea Gold
Cash back
Nordea Gold
Nordea - Mastercard - Credit card
4.0
4.0 out of 5
8.0/10
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Head-to-head
Nordea Gold vs Swedbank Mastercard
Compare Nordea Gold and Swedbank Mastercard side by side: fees, rewards, APR, and perks.
Last verified
Swedbank Mastercard
No rewards
Swedbank Mastercard
Swedbank - Mastercard - Credit card
3.8
3.8 out of 5
7.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Nordea Gold | Swedbank Mastercard |
|---|---|---|
| Card fee | €5.99 EUR/mo (≈ $6) | 195 SEK/yr (≈ $19) |
| Purchase APR (from) | 22.1% | 13.5% |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 2.5% | 1.65% |
| Rewards | 0.5% cashback on all credit purchases (from May 1, 2026). 1.0% cashback at restaurants, cafés, concerts, festivals, sporting events, museums and amusement parks (seasonal promotion). Maximum €150 cashback per calendar year. Cashback credited monthly to credit account. K-Plussa loyalty integration available. | No cashback or bonus points programme on the standard card |
| Installments | Flexible instalment percentage 3–100%; two instalment-free months per year. | Revolving credit; minimum monthly payment 3 % of balance or 150 SEK. Full balance payment avoids interest. |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Nordea Gold if its checked rows above line up with how you spend most.
- Choose the Swedbank Mastercard if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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