Petal® 1 "No Annual Fee" Visa® Credit Card
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Petal® 1 "No Annual Fee" Visa® Credit Card
Petal - Visa - Credit card
4.7
4.7 out of 5
9.4/10
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Head-to-head
Petal® 1 "No Annual Fee" Visa® Credit Card vs SoFi Debit Card (Checking Account)
Compare Petal® 1 "No Annual Fee" Visa® Credit Card and SoFi Debit Card (Checking Account) side by side: fees, rewards, APR, and perks.
Last verified
SoFi Debit Card (Checking Account)
No rewards
SoFi Debit Card (Checking Account)
SoFi - Mastercard - Debit card
4.4
4.4 out of 5
8.8/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Petal® 1 "No Annual Fee" Visa® Credit Card | SoFi Debit Card (Checking Account) |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 28.24% | - |
| Interest-free period | 21 days | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | No base cash back on everyday purchases. Earns 2%–10% cash back at select national merchants through the Petal Perks/Offers program (card-linked offers visible in the Petal app). Merchant offers are personalized and rotate throughout the year. | No rewards on debit card purchases. Savings balances earn up to 4.50% APY (with direct deposit); checking balances earn 0.50% APY. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | ||
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Petal® 1 "No Annual Fee" Visa® Credit Card if its checked rows above line up with how you spend most.
- Choose the SoFi Debit Card (Checking Account) if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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