Petal® 2 "Cash Back, No Fees" Visa® Credit Card vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card: fees, rewards and APR compared - DebitCue Skip to content
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Petal® 2 "Cash Back, No Fees" Visa® Credit Card vs U.S. Bank Shopper Cash Rewards® Visa Signature® Card

Compare Petal® 2 "Cash Back, No Fees" Visa® Credit Card and U.S. Bank Shopper Cash Rewards® Visa Signature® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Petal® 2 "Cash Back, No Fees" Visa® Credit Card versus U.S. Bank Shopper Cash Rewards® Visa Signature® Card compared by attribute
Feature Petal® 2 "Cash Back, No Fees" Visa® Credit Card U.S. Bank Shopper Cash Rewards® Visa Signature® Card
Card fee No fee $95 USD/yr
Purchase APR (from) 28.24% 18.74%
Interest-free period 21 days -
Foreign transaction fee 0% 3%
Rewards 1% cash back on all purchases from card activation; escalates to 1.25% after 6 on-time monthly payments and 1.5% after 12 on-time monthly payments. Bonus 2%–10% cash back at select national merchants via Petal Offers (card-linked deals visible in-app). 6% cash back on first $1,500 in combined eligible purchases per quarter at two chosen retailers; 5.5% on prepaid hotel and car reservations via Rewards Travel Center; 3% on first $1,500 per quarter in one chosen everyday category; 1.5% on all other purchases.
Installments - U.S. Bank ExtendPay® Plans available with $0 fee offer for new cardmembers in first 60 days
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Petal® 2 "Cash Back, No Fees" Visa® Credit Card if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Shopper Cash Rewards® Visa Signature® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Petal® 2 "Cash Back, No Fees" Visa® Credit Card Full review U.S. Bank Shopper Cash Rewards® Visa Signature® Card

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