Revolut Metal (US) vs SoFi Smart Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Revolut Metal (US) vs SoFi Smart Card

Compare Revolut Metal (US) and SoFi Smart Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Revolut Metal (US) versus SoFi Smart Card compared by attribute
Feature Revolut Metal (US) SoFi Smart Card
Card fee $16.99 USD/mo $120 USD/yr
Purchase APR (from) - -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards - 5% cash back (as Member Rewards points) on eligible grocery store purchases. Excludes Target, Walmart, warehouse clubs, and convenience stores.
Installments - -
No card fee - -
No foreign transaction fee
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Revolut Metal (US) if its checked rows above line up with how you spend most.
  • Choose the SoFi Smart Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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