Revolut Ultra review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Revolut Prepaid card
Revolut Ultra
Points
VISA
Apply for Revolut Ultra

On Revolut's secure site

Compare similar cards
Prepaid card Revolut Visa

Card review

Revolut Ultra

4.6 4.6 out of 5 9.2/10 DebitCue Score Verified

Unlimited lounges, platinum card, and the fastest RevPoints earn rate

Fee
£45 GBP/mo (≈ $56)
Foreign fee
None
Rewards
Points
Rewards
1 RevPoint per £1 spent; redeemable 1:1 for Avios or Flying Blue miles
Welcome offer
Up to 30,000 RevPoints with qualifying spend in first 90 days

Our verdict

What stands out, and where it falls short.

What we like

  • 1 RevPoint per £1 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included

Worth weighing

  • £45 GBP/mo (≈ $56) card fee

Who It Is For

Whether the Revolut Ultra fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • Travelers who value airport lounges

Skip it if you are

  • Light spenders who won't beat the £45 GBP/mo (≈ $56) fee

Rates and fees

As of

All amounts shown in GBP.

Card fee
£45 GBP/mo (≈ $56)
Foreign transaction fee
None
Monthly fee
£45/month or £540/year
ATM withdrawals
£2,000/month free; 2% thereafter
International transfers
Free (no fees)

Rewards and features

Rewards
1 RevPoint per £1 spent; redeemable 1:1 for Avios or Flying Blue miles
Welcome offer
Up to 30,000 RevPoints with qualifying spend in first 90 days
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Card material
5-micron platinum-plated stainless steel
eSIM data
3GB global mobile data per month (100+ countries)
Partner subscriptions
FT, WeWork, ClassPass, NordVPN, Perplexity Pro included (~£4,290/year value)

Benefits and perks

Extras that come bundled with the card.

  • Unlimited Airport Lounge Access
    Unlimited access to 1,400+ lounges worldwide via DragonPass, with complimentary food and drinks
  • Premium Travel Insurance
    Medical up to €10M, trip cancellation up to €5,000 or 70% reimbursement, 90-day trip max, winter sports included
  • No Foreign Transaction Fees
    Unlimited fee-free currency exchange in 30+ currencies on weekdays
  • Priority Support
    24/7 callback customer support
  • Event & Trip Cancellation
    Up to 70% back on cancelled trips/events purchased with Revolut, max £5,000/year

Revolut Ultra: your questions answered

How much does the Revolut Ultra cost?
The Revolut Ultra costs £45 GBP/mo (≈ $56).
What rewards does the Revolut Ultra earn?
The Revolut Ultra earns 1 RevPoint per £1 spent; redeemable 1:1 for Avios or Flying Blue miles.
Does the Revolut Ultra charge foreign transaction fees?
No - the Revolut Ultra has no foreign transaction fees, so it suits spending abroad.
Does the Revolut Ultra have a welcome offer?
Yes - Up to 30,000 RevPoints with qualifying spend in first 90 days.
Is the Revolut Ultra a credit, debit or prepaid card?
The Revolut Ultra is a prepaid card issued by Revolut on the Visa network.
Does the Revolut Ultra support Apple Pay and Google Pay?
Yes - the Revolut Ultra works with both Apple Pay and Google Pay.
Where can I get the Revolut Ultra?
The Revolut Ultra is currently offered in United Kingdom.
How does DebitCue rate the Revolut Ultra?
DebitCue rates the Revolut Ultra 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Revolut Ultra?
Use the Apply now button to continue on Revolut's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the Revolut Ultra

Browse all cards
Revolut Prepaid card
Revolut Metal (UK)
Points
VISA
4.4 4.4 out of 5
Best for lounge access
Prepaid card Revolut - Visa

Revolut Metal (UK)

8.8/10

Premium stainless steel card with double-speed RevPoints

Points No FX fee
Fee
£14.99 GBP/mo (≈ $19)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £2 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Revolut's secure site View details
Revolut Prepaid card
Revolut Plus
Points
VISA
4.3 4.3 out of 5
Best for rewards
Prepaid card Revolut - Visa

Revolut Plus

8.6/10

Light-touch paid plan with purchase protection

Points No FX fee
Fee
£3.99 GBP/mo (≈ $5)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £10 spent; redeemable for Avios or…
  • No foreign transaction fees
Apply now On Revolut's secure site View details
Revolut Prepaid card
Revolut Premium (UK)
Points
VISA
4.3 4.3 out of 5
Best for lounge access
Prepaid card Revolut - Visa

Revolut Premium (UK)

8.6/10

Unlimited FX with full travel insurance

Points No FX fee
Fee
£7.99 GBP/mo (≈ $10)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £4 spent; redeemable 1:1 for Avios…
  • No foreign transaction fees
  • Airport lounge access
  • Travel insurance included
Apply now On Revolut's secure site View details
Revolut Prepaid card
Revolut Standard
Points
VISA
4.8 4.8 out of 5
Best for rewards
Prepaid card Revolut - Visa

Revolut Standard

9.6/10

Free multi-currency card with no monthly fee

Points No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1 RevPoint per £10 spent; redeemable 1:1 for Avios…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Revolut's secure site View details